Frequently Asked Questions

Our simulators use the official 2025 tax brackets published by French and Moroccan tax authorities. However, they provide estimates and do not replace personalized tax advice. Social contributions are calculated with average rates that may vary according to your specific situation.

No. All calculations are performed locally in your browser. No personal data is sent to our servers or stored. You can use our tools with complete privacy.

Yes, all our simulators are 100% free, ad-free and require no registration. You can use them as many times as you want.

We update the tax brackets every year after the publication of finance laws. Current brackets correspond to the 2025 tax year.

Net salary is obtained by deducting employee social contributions from gross salary (about 22% for non-executives, 25% for executives). These contributions fund social security, retirement, unemployment, and supplementary retirement.

The family quotient is a mechanism that divides taxable income by the number of shares in the household. A single person has 1 share, a married couple 2 shares, and children add additional half-shares. This reduces tax progressivity for families.

Executives have higher social contributions (about 25% vs 22%) mainly due to higher supplementary retirement contributions. In return, they benefit from better retirement coverage.

The 10% deduction for professional expenses is automatically applied to taxable income. It represents expenses incurred to carry out your activity (transport, meals, etc.). You can opt for actual expenses if they are higher.

Moroccan IR has 6 progressive brackets: 0% up to 40,000 MAD, 10% from 40,001 to 60,000 MAD, 20% from 60,001 to 80,000 MAD, 30% from 80,001 to 100,000 MAD, 34% from 100,001 to 180,000 MAD, and 37% beyond.

CNSS (National Social Security Fund) covers family benefits, health, and retirement. The employee rate is 4.48%, capped at 6,000 MAD/month. AMO (Mandatory Health Insurance) covers healthcare costs at 2.26% without cap.

The family deduction reduces IR by 500 MAD per year per dependent (spouse and children), up to a maximum of 3,000 MAD per year (6 people maximum).

A flat-rate deduction of 20% of gross income (after social contributions) is applied for professional expenses. This deduction is capped at 30,000 MAD per year.

The comparator simultaneously calculates your net salary and total tax burden (contributions + tax) in both countries, for the same gross salary. It uses the real-time exchange rate to convert amounts.

The EUR/MAD exchange rate is automatically retrieved from the Frankfurter API, which uses data from the European Central Bank. You can also enter a custom rate.

No, the comparator focuses solely on taxation. Cost of living, purchasing power and other economic factors are not taken into account. These elements should be considered separately in your thinking.