Mutual Termination Calculator
Calculate your negotiated departure compensation
Annual
Monthly
Average of the last 12 or 3 months (whichever is more favorable)
Amount negotiated with the employer (must be >= legal minimum)
Legal minimum compensation
4,125 €
mandatory floor
Final compensation
4,125 €
amount to receive
In months of salary
1.38 months
Unemployment eligibility
Yes
Total timeline
~45 days
Calculation breakdown
Why choose mutual termination?
Unlike resignation, mutual termination qualifies you for unemployment benefits and guarantees severance compensation.
Procedure timeline
Preliminary meeting(s)
Discussion between the employee and employer (one or more meetings)
Agreement signature
Agreement on the amount and departure date
Withdrawal period: 15 calendar days
Either party can change their mind without justification
DREETS approval request
Submission to the administration (formerly DIRECCTE)
Processing period: 15 business days
Silence = approval. The contract can then be terminated.
Negotiation tips
Aim for 1-2 extra months
In practice, employers often agree to more than the minimum
Negotiate the departure date
To optimize unemployment timing or a new position
Check your collective agreement
It may provide for higher compensation than the legal minimum
Request health insurance portability
Free continuation of health coverage for up to 12 months
Tax treatment
Mutual termination compensation benefits from the same exemptions as severance pay:
- Tax exempt up to the legal compensation or 2 PASS (92,736 € in 2026)
- Social contribution exempt within the same limits
- 20% flat-rate social contribution paid by the employer on the exempt portion