🇸🇦
Saudi Arabia
🇸🇦 Income Tax Calculator Saudi Arabia 2026
Calculate your income tax in Saudi Arabia: 0% Income Tax
SAR
SAR
~0 EUR | ~$0
SAR0
~0 EUR~$0
Effective rate: 0%
SAR0
GOSI: 9.75% for Saudi nationals only
SAR0
~0 EUR~$0
Monthly: SAR0 (~0 EUR~$0)
Income Distribution
Net
0%
Net Income
0%
Taxes
0%
Social
0%
Total Tax Burden
SAR0
Effective total rate: 0%
≈ 0 EUR
≈ $0
🎉
No Income Tax!
Saudi Arabia has 0% personal income tax for individuals
No Income Tax!
Saudi Arabia imposes no personal income tax on individuals (residents or expats).
Social Insurance (GOSI)
Saudis: 9.75% employee + 11.75% employer
Expats: 2% employee + 2% employer
Net Income (expat)
SAR 294,000
That is SAR 24,500/month | Effective rate: 2%
Saudi Nationals
- Employee: 9.75%
- Employer: 11.75%
- Total: 21.5%
Expatriates
- Employee: 2%
- Employer: 2%
- Work injury only
Complete Guide: Working in Saudi Arabia
Saudi Arabia is one of the most tax-attractive destinations in the world with 0% income tax. However, there are other factors to consider before relocating.
What's NOT Taxed
💰
Salary
0% income tax
📈
Capital Gains
0% on investments
🏠
Inheritance
No estate tax
💵
Dividends
0% for individuals
GOSI - Social Insurance Details
Saudi Nationals
- Employee: 9.75%
- Employer: 11.75%
- Total: 21.5%
- Covers: pension, unemployment, maternity
Expatriates
- Employee: 0%
- Employer: 2%
- Total: 2%
- Covers: occupational hazards only
VAT and Indirect Taxes
- VAT: 15% (introduced 2018, raised from 5% to 15% in 2020)
- Exempt products: Financial services, residential real estate, healthcare, education
- Fuel tax: Prices still low (~0.60 EUR/liter)
- Alcohol/tobacco: Heavy taxes (100% on tobacco, alcohol prohibited)
Work Visa Types
Iqama (Residence Permit)
- Sponsored by employer (Kafala system)
- Tied to employment contract
- Family can join (family Iqama)
- Annual renewal required
Premium Residency (Green Card)
- Independent from employer
- 100,000 SAR/year or 800,000 SAR permanent
- Property ownership allowed
- Business activities permitted
Cost of Living (Riyadh/Jeddah)
| Item | Monthly Cost | vs London |
|---|---|---|
| 2-bed apartment (center) | 5,000-8,000 SAR | -50% |
| International school | 50,000-100,000 SAR/yr | Similar |
| Health insurance | Employer provided | Free |
| Gasoline (liter) | 2.18 SAR (~$0.58) | -65% |
| Restaurant meal | 50-100 SAR | -40% |
Saudi Arabia vs USA/UK Comparison
| Category | Saudi Arabia | USA/UK |
|---|---|---|
| Income tax | 0% | 10-45% |
| Capital gains | 0% | 15-28% |
| Social contributions (expat) | 0% | 6-15% |
| VAT/Sales tax | 15% | 0-20% |
| Net on $80K USD income | $80,000 | ~$52,000-58,000 |
Vision 2030 - Opportunities
🏗️
NEOM
$500B mega-project
🎭
Entertainment
Cultural opening
🏖️
Tourism
Red Sea Project
💼
Tech Hub
Regional expansion
Important Considerations
- Kafala system: Your visa is tied to your employer - changing jobs can be complicated
- Health insurance: Mandatory, typically provided by employer
- Tax treaties: Saudi Arabia has limited tax treaties - check your home country's rules
- End of service: Entitled to end-of-service gratuity (0.5-1 month salary per year)
- US citizens: Still required to file US taxes on worldwide income
Saudi Arabia does not tax personal income. Compare with other Gulf States to evaluate the overall financial advantages.